Hospital Indemnity
Cash benefits for hospital stays.
Fill the gap left by your Medicare Advantage plan with direct cash payments for every day you spend in the hospital.
Why Do You Need This?
Many Medicare Advantage plans have a daily copay for hospital stays (e.g., $300/day for days 1-6). If you are hospitalized for a week, you could owe nearly $2,000 out of pocket.
A Hospital Indemnity plan is designed to offset this risk. It pays you a fixed cash amount (e.g., $300/day) for each day you are hospitalized, helping to zero out your bill.
How It Helps:
Covers inpatient hospital copays
Can include ambulance coverage
Pays regardless of other insurance
Peace of mind for unexpected emergencies
Close the Gap
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Coverage options vary by eligibility and provider.